Voluntary Worksite Insurance

Voluntary worksite insurance allow employers to enhance their benefits program at no cost. Voluntary worksite insurance programs are designed to supplement an employer's core benefits program - medical, dental, vision, life, and disability insurance. As employers shift more cost to employees, supplement plans are gaining in popularity.

What is accident insurance?

Group accident insurance pays employees cash benefits when unexpected medical and everyday expenses after an accident.

Who needs accident insurance?

Employees may not have considered some of the expenses that add up after an accident—not to mention the everyday bills that continue to arrive, such as mortgage or rent, car payments and utility bills. The cash benefits they will receive will help them maintain their everyday lives after an accident.

What is critical illness insurance?

Group critical illness insurance is a way for employees to stay ahead of the medical and out-of-pocket expenses that can accompany specified medical events. After a waiting period, a lump sum benefit is payable upon initial diagnosis for covered illnesses.

Who needs critical illness insurance?

When covered critical illnesses happen, employees can rest easier knowing they’ve taken an important step toward helping protect their finances. Receiving a lump sum payment helps them concentrate on recovering, not on how to pay for the expenses that accompany illness. Many health screenings are covered as well, providing members with cash benefits after they’ve undergone such screenings as mammography, colonoscopy, Pap smear and others.